Income Limits (House Key)
80% AMI Limits - Conventional Loans
House Key Income Limits
House Key Opportunity serves people whose income is under the following limits. (Effective 09/02/2022) In Target Areas, those limits may be higher. See our Target Area Map below to see if a home is in a Target Area.
| County | Non-Target Area (1-2 Persons) | Non-Target Area (3+ Persons) | Target Area (1-2 Persons) | Target Area (3+ Persons) |
|---|---|---|---|---|
| Clark/Skamania | $110,000 | $125,000 | $120,000 | $140,000 | King/Snohomish | $150,000 | $175,000 | $150,000 | $175,000 | Kitsap | $100,000 | $115,000 | $120,000 | $140,000 | Pierce | $115,000 | $135,000 | $115,000 | $135,000 | All other counties | $100,000 | $115,000 | $120,000 | $140,000 |
Maximum Acquisition Cost (House Key)
This table shows the maximum acquisition cost of a home that you can buy using the House Key Opportunity program (effective 05/31/2022). In target areas, those limits may be higher. See the Target Area Map below to see if a home is in a Target Area.
| County | Non-Target Area | Target Area |
|---|---|---|
| Clark/Skamania | $495,000 | $550,000 | Island | $400,000 | $475,000 | King/Pierce/Snohomish | $675,000 | $750,000 | Kitsap | $410,000 | $500,000 | San Juan | $410,000 | $480,000 | Whatcom | $425,000 | $500,000 | Skagit/Thurston | $390,000 | $475,000 | All other counties | $345,000 | $400,000 |
Target Areas
Target areas are census tracts in Washington state that meet federal guidelines as economically distressed and, therefore, are given special consideration under the House Key Opportunity program. Use the map to see if a property is within a target area. If it is, the income limits for a House Key loan may be higher as shown in the Income Limits table.
Use the map to zoom in on an outlined target area. Or, find the census tract of the property address here and enter the “tract code” in the search bar. “No Results Found” means the property is not in a target area.
|
|