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Washington State Housing Finance Commission
Homeownership Programs
Every year, our home loans and downpayment assistance programs enable thousands of Washington families to become homeowners.
Welcome to our homeownership website!
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Programs
Offering homebuyers the tools they need

Downpayment Assistance
Every one of our loans includes downpayment assistance. Find out more.
Home Loan Programs
Home Advantage and House Key Opportunity provide many options -- all with downpayment assistance.
Homebuyer Classes
Start your journey today with a FREE homebuyer class.
Housing Counseling
Experienced housing counselors can help you with both pre-and post-purchase financial health.
Energy Spark Program
Energy Spark Loans can provide a interest rate reduction when buying an energy-efficient home.
Our Premier Lenders
Disclaimer: The Commission does not endorse a person, business practice, product or service other than those of the Commission.

I truly believe in the power of accessible homeownership, which is...
Read More Jessica Talton
Movement Mortgage

We love working with the Commission’s down payment assistance programs because they...
Read More Ethan Wilson
Cornerstone First Mortgage

There's nothing more rewarding than helping a first-time homebuyer accomplish their goal...
Read More Trevor Roberge
Capstone Home Loans

Commission programs help families who thought homeownership would always be out of...
Read More Bryan LaFlamme
Movement Mortgage
I use the Commission’s programs because the Commission helps reduce the costs...
Read More Jose Zuniga
CMG Home Loans

The Commission’s down payment assistance programs are a great tool to maximize...
Read More Kerwin Lyon
Guild Mortgage
I use Commission’s programs because they create opportunities that many buyers don’t...
Read More Estrella Sanchez
CMG Home Loans

There is nothing more rewarding than educating our borrowers on how Commission...
Read More Edwin Esquivel
CMG Home Loans

First-time homebuyers face an intimidating process when buying a new home....
Read More Mark Carroll
CMG Home Loans

I have had the honor to assist homebuyers in the Tri -Cities...
Read More Chad Crithfield
Prime Lending