Join us in helping homebuyers achieve their dreams!

Become a Lending Partner!

We are continually welcoming new lending institutions into the program. 

You’ll find everything you need in the application and questionnaire below, plus see the checklist for all the required documents. You are also welcome to review our program manuals for further information. 

Once your company is approved, your loan officers can take our training and get approved to reserve our first-mortgage and downpayment assistance loans.

Fast Turnaround Guarantee: We review files within two days of submission. Check loan status here.

Loan Officers: Get Started with Training

If your company is a participating lender, start by taking our Initial Training for Homeownership Professionals. You’ll be approved to originate our loans, and if you take the second part of the training, to teach homebuyer education classes.

Mortgage Origination Agreements from Our Master Servicer

Idaho Housing and Finance Association (IHFA) MOA

Please send 1 executed original copy of the MOA signature page to the Commission.

 

Send questions and completed application package to:

Corinna Obar
Homeownership Manager
corinna.obar@wshfc.org
206-287-4414

 

Resources

Manuals and Forms

These documents are provided for use by lending professionals who are trained by the Washington State Housing Finance Commission.

FAQs

How can we help you?

Video Training

Check out our short videos walking you through common tasks in Lender Online.

Frequently Asked Questions

 

Our Happy Homebuyers and Partners

Brooke Gibson - Washington Trust Bank - Bellevue
"My clients can expect to be able to make confident and informed...
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Brooke Gibson
HomeSight
"My clients can expect to be able to make confident and informed decisions as I educate and guide them through the homebuying process." The Washington State Housing Finance Commission programs are a great match for first-time homebuyers with affordable programs and down payment assistance. As a South Seattle native my homebuying experience inspired me to help other first-time homebuyers. I am passionate about helping others gain a sense of security through homeownership and guiding them towards a path of generational wealth. I also helped many individuals and their families achieve their dream of homeownership. My clients can expect to be able to make confident and informed decisions as I educate and guide them through the homebuying process. I would love to see how I can assist you on your journey to homeownership. Contact Brooke at (425)-647-6044, bgibson@watrust.com. MLO #2024357
Brooke Gibson - Washington Trust Bank - Bellevue
Brooke Gibson
HomeSight
Jamie Larrigan – CrossCountry Mortgage – Bothell
The Washington State Housing Commission is a highly valuable resource...
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Jamie Larrigan
CrossCountry Mortgage
The Washington State Housing Commission is a highly valuable resource to my borrowers by providing affordable loan programs, down payment assistance and creating opportunities for those who have been underserved. The Commission has had such an instrumental role in helping my borrowers build equity, invest in financial stability and open doors for generational wealth. I’ve had the privilege of working as a Loan Consultant in Washington State for nearly two decades. I aim to be a go-to advisor for my clients, offering support at every milestone. I’m committed to helping clients thrive, long after the transaction is complete. I am incredibly grateful to my clients and referral partners for their unwavering support. The Commission’s programs play a vital role in allowing me to continue helping others experience the true freedom that comes with homeownership. Contact Jamie at (509) 218-5565, Jamie.Larrigan@ccm.com. MLO #120413
Jamie Larrigan – CrossCountry Mortgage – Bothell
Jamie Larrigan
CrossCountry Mortgage
Chad Crithfield – Prime Lending – Richland
I have had the honor to assist homebuyers in the...
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Chad Crithfield
Prime Lending
I have had the honor to assist homebuyers in the Tri -Cities community for the past 30 years. The Washington State Housing Finance Commission programs are a great match for first-time homebuyers with affordable programs and down payment assistance options. This program has allowed me to help many individuals and their families achieve their dream of homeownership. My clients can expect to be educated on the homebuying process from start to finish. My team and I look forward to assisting you with your home purchase. If you have any questions or need any information. Please contact me on my cell phone at 509-539-8043 or email chad.crithfield@primelending.com. MLO #405719
Chad Crithfield – Prime Lending – Richland
Chad Crithfield
Prime Lending
Carlos Ramos – Envoy Mortgage – Liberty Lake
I use the Commission’s programs because the majority of the...
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Carlos Ramos
Envoy Mortgage
I use the Commission’s programs because the majority of the time, it is the program that makes the most financial sense. It is such a great program for anyone who qualifies. I’m all about helping people level up and make homeownership a reality. I’ve worked with countless families to help break down the barrier and get the keys to their first home. I keep the process simple and stress-free, so my clients can feel confident every step of the way. I always have your best financial interest in mind. Whether you are a first-time buyer or not, we offer many different loan options to fit different needs. Please text or call 509-305-1574 or email carlos.ramos@envoymortgage.com to set up a free consultation :). MLO #2215949
Carlos Ramos – Envoy Mortgage – Liberty Lake
Carlos Ramos
Envoy Mortgage
Edwin Esquivel – CMG Home Loans – Yakima
There is nothing more rewarding than educating our borrowers on...
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Edwin Esquivel
CMG Home Loans
There is nothing more rewarding than educating our borrowers on how Commission programs can help them save most/or all their down payment. For many homebuyers, saving for a substantial down payment can be a major obstacle. These programs make homeownership more attainable, allowing them to achieve the dream of owning a home sooner. With nearly 9 years of experience as a Loan Officer, I am passionate about educating and guiding both first-time & returning homebuyers throughout the mortgage process. I prioritize building strong relationships with borrowers to understand their unique financial situations and help them make informed decisions that align with their long-term goals. Contact Edwin at (509) 480-9654, Eesquivel@cmghomeloans.com. MLO #1074211
Edwin Esquivel – CMG Home Loans – Yakima
Edwin Esquivel
CMG Home Loans
Ethan Wilson – Cornerstone First Mortgage – Fife
We love working with the Commission’s down payment assistance programs...
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Ethan Wilson
Cornerstone First Mortgage
We love working with the Commission’s down payment assistance programs because they provide flexible, affordable solutions for buyers who may not have the upfront funds for a large down payment. These programs open doors for first-time homebuyers, and families looking to build stability without exhausting their savings. By leveraging these resources, we empower our clients to secure competitive financing while keeping more money in their pockets. With over 17 years of experience in the mortgage industry, we take a relationship-based approach to lending, prioritizing long-term connections over one-time transactions. Homeownership should be accessible to everyone, and down payment assistance programs offered by the Commission are an excellent way to overcome financial barriers and achieve their dreams. A significant portion of our business comes from referrals by satisfied homeowners and trusted industry partners, reflecting our dedication to exceptional service. We take the time to listen, understand individual needs, and craft customized solutions. Our goal isn’t just to close loans, but to build lasting relationships with our clients. Contact Mark at 509-420-0236 or Ethanw@futurefirstmtg.com. MLO #156741
Ethan Wilson – Cornerstone First Mortgage – Fife
Ethan Wilson
Cornerstone First Mortgage