House Key Opportunity serves people whose income is under the following limits. In Target Areas, those limits are higher. See our Target Area Map below to see if a home is in a Target Area.
County
Non-Target Area (1-2 Persons)
Non-Target Area (3+ Persons)
Target Area (1-2 Persons)
Target Area (3+ Persons)
Clark/Skamania
$110,000
$125,000
$120,000
$140,000
King/Snohomish
$150,000
$175,000
$150,000
$175,000
Kitsap
$100,000
$115,000
$120,000
$140,000
Pierce
$115,000
$135,000
$115,000
$135,000
All other counties
$100,000
$115,000
$120,000
$140,000
Maximum Acquisition Cost (House Key)
This table shows the maximum acquisition cost of a home that you can buy using the House Key Opportunity program. In target areas, those limits are higher. See the Target Area Map below to see if a home is in a Target Area.
County
Non-Target Area
Target Area
Clark/Skamania
$495,000
$550,000
Island
$400,000
$475,000
King/Pierce/Snohomish
$675,000
$750,000
Kitsap
$410,000
$500,000
San Juan
$410,000
$480,000
Whatcom
$425,000
$500,000
Skagit/Thurston
$390,000
$475,000
All other counties
$345,000
$400,000
Target Areas
Target areas are census tracts in Washington state that meet federal guidelines as economically distressed and, therefore, given special consideration under the House Key Opportunity program. Use the map to see if a property is within a target area. The map below shows you whether a property under consideration is in a target area. If so, the income limits for a House Key loan are higher.
Use the map to zoom in on an outlined target area. Or, look up the census tract by address here and enter the “tract code” in the search bar. “No Results Found” means the property is not in a target area.
