First Mortgage Programs

I truly believe in the power of accessible homeownership, which is why I partner with programs like WSHFC that focus on supporting underserved communities. I take my role as a trusted advisor seriously, and I find immense joy in guiding clients through this transformative process. If you are looking for a lender that holds your hand and makes the process easy, Team Talton is who you want by your side. Let’s work together to make your homeownership dreams a reality! As a proud South Seattle native, my journey to helping others achieve their dream of homeownership is personal. Growing up, I witnessed my mother utilize down payment assistance programs to secure our family home, igniting my passion for serving our community. As a top 1% originator in the country, I’m dedicated to providing first-time homebuyers with a variety of options and empowering them on their path to homeownership. When I’m not serving my community, you can find me being a Mom to 3 beautiful children and a wife to my awesome husband. Contact Jessica at (206) 551-4058 or Jessica.Talton@movement.com. MLO #1045355

We love working with the Commission’s down payment assistance programs because they provide flexible, affordable solutions for buyers who may not have the upfront funds for a large down payment. These programs open doors for first-time homebuyers, and families looking to build stability without exhausting their savings. By leveraging these resources, we empower our clients to secure competitive financing while keeping more money in their pockets. With over 17 years of experience in the mortgage industry, we take a relationship-based approach to lending, prioritizing long-term connections over one-time transactions. Homeownership should be accessible to everyone, and down payment assistance programs offered by the Commission are an excellent way to overcome financial barriers and achieve their dreams. A significant portion of our business comes from referrals by satisfied homeowners and trusted industry partners, reflecting our dedication to exceptional service. We take the time to listen, understand individual needs, and craft customized solutions. Our goal isn’t just to close loans, but to build lasting relationships with our clients. Contact Mark at 509-420-0236 or Ethanw@futurefirstmtg.com. MLO #156741

Commission programs help families who thought homeownership would always be out of reach. There is absolutely nothing like telling someone, who never thought it was going to be possible, that THEY are going to have a home all their own! It’s what gets me out of bed in the morning, and the Commission’s programs are THE integral part in making that happen for so many people. I love pulling back the curtain and showing people how close they actually are to realizing their dream. As a father to three and a 10yr Army Veteran, I know what it means to serve. That is exactly what my team is here to do: Serve our community through homeownership. Contact Bryan at 253-214-7602 or thelaflammegroup@movement.com MLO #396723

I use the Commission’s programs because the Commission helps reduce the costs and obstacles often involved in home financing process. Oftentimes, the greatest hurdle a buyer can face is coming up with the down payment. The Commission provides various solutions to this problem with the amount of down payment assistance programs they offer, making homeownership more accessible for those who DREAM of owning their home. With many years in the mortgage industry, I’ve helped hundreds of families finance their first home. As a loan officer, I understand how impactful this process is and how important it is to have the right person guiding you. I take that responsibility seriously and strive to help everyone equally. I’m an avid hiker and landscape photographer with a degree in Biology. Prior to lending, I pursued a career in medicine. Now I wear a different cap, helping others realize their dream of homeownership. Contact Jose at (509) 305-3259 or jzuniga@cmghomeloans.com MLO #1211137

The Commission’s down payment assistance programs are a great tool to maximize financing options for first time home buyers. One of the recurring questions my clients ask is "How much money for a down payment and closing costs do I need to have saved up?" Knowing that there are ways to overcome a large down payment that some loan programs require, I can assist home buyers achieve their goals of home ownership earlier than they would have expected. I have been in the mortgage industry for over 20 years and have enjoyed giving people the opportunity to check off "Washington Home Owner" from their bucket list every year. I am fortunate to have a diverse, down-to-earth team and together, we not only strive for but are committed to providing a smooth home buying experience. Feel free to contact me at 425-652-3333 or teamlyon@guildmortgage.net