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Washington State Housing Finance Commission
Homeownership Programs
Every year, our home loans and downpayment assistance programs enable thousands of Washington families to become homeowners.
Welcome to our new homeownership website!
- Searchable help section
- FAQs
- Mobile-friendly!
ProgramsÂ
Offering homebuyers the tools they need

Downpayment Assistance
Every one of our loans includes downpayment assistance. Find out more.
Home Loan Programs
Home Advantage and House Key Opportunity provide many options -- all with downpayment assistance.
Homebuyer Classes
Start your journey today with a FREE homebuyer class.
Housing Counseling
Experienced housing counselors can help you with both pre-and post-purchase financial health.
Energy Spark Program
Energy Spark Loans can provide a interest rate reduction when buying an energy-efficient home.
Our Premier Lenders

There's nothing more rewarding than helping a first-time homebuyer accomplish their goal...
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Trevor Roberge
Capstone Home Loans

First-time homebuyers face an intimidating process when buying a new home....
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Mark Carroll
CMG Home Loans

I truly believe in the power of accessible homeownership, which is...
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Jessica Talton
Movement Mortgage

here is nothing more professionally fulfilling than walking alongside someone while they...
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Bryan LaFlamme
Movement Mortgage

We love working with the Commission’s down payment assistance programs because they...
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Ethan Wilson
Cornerstone First Mortgage

Jonas Rosenberg’s drive is to make sure every first-time homebuyer that he...
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Jonas Rosenberg
Summit Funding

"My clients can expect to be able to make confident and informed...
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Brooke Gibson
HomeSight

There is nothing more rewarding than educating our borrowers on how Commission...
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Edwin Esquivel
CMG Home Loans

I use the Commission’s programs because the majority of the time,...
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Carlos Ramos
Envoy Mortgage

I have had the honor to assist homebuyers in the Tri -Cities...
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Chad Crithfield
Prime Lending

The Washington State Housing Commission is a highly valuable resource to my...
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Jamie Larrigan
CrossCountry Mortgage
Disclaimer: The Commission does not endorse a person, business practice, product or service other than those of the Commission.