Rates Archive

Rates archive for Last 60 days : 07-30-2025 to 06-02-2025

First Mortgage Programs – OLD

First Mortgage Programs

Home Advantage

Archive Date & Time
Category
Fannie Mae Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
2%
Archive Date & Time
Category
Freddie Mac Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
N/A%
Archive Date & Time
Category
Fannie Mae Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
3%
Origination:  
1%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
3%
Origination:  
1%
High Balance Fee:  
2%
Archive Date & Time
Category
Freddie Mac Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
3%
Origination:  
1%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
3%
Origination:  
1%
High Balance Fee:  
N/A%
Archive Date & Time
Category
Government Loans
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
3%
Origination:  
1%
High Balance Fee:  
2%
Archive Date & Time
Category
Fannie Mae Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
1%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
1%
High Balance Fee:  
2%
Archive Date & Time
Category
Freddie Mac Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
0%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
1%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
0%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
1%
High Balance Fee:  
N/A%
Archive Date & Time
Category
Government Loans
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
1%
High Balance Fee:  
2%
Archive Date & Time
Category
Fannie Mae Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
5%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
5%
Origination:  
0%
High Balance Fee:  
2%
Archive Date & Time
Category
Freddie Mac Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
5%
Origination:  
0%
High Balance Fee:  
N/A%
Archive Date & Time
Category
Government Loans
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
5%
Origination:  
0%
High Balance Fee:  
2%

House Key Opportunity

Archive Date & Time
Category
Fannie CLT/Habitat- Less than 65% AMI
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
0%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
0%
Archive Date & Time
Category
Fannie Mae Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
0%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
0%
Archive Date & Time
Category
Freddie Mac Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
0%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
0%
Archive Date & Time
Category
Government Loans
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
0%

Energy Spark

Archive Date & Time
Category
Fannie Mae Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
1%
High Balance Fee:  
2%
Archive Date & Time
Category
Government Loans
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
4%
Origination:  
1%
High Balance Fee:  
2%

Covenant Homeownership

Archive Date & Time
Category
Fannie Mae Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
2%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
2%
Archive Date & Time
Category
Freddie Mac Conventional
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
0%
High Balance Fee:  
N/A%
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
N/A%
Archive Date & Time
Category
Government Loans
Credit Score
Orig Fee
DPA Options
High-Bal Fee
Rate
r
Max Loan Amount:  
$0
Loan Term:  
30 Yrs
Lock Period:  
Days
Max Income:  
$
Min. Credit Score:  
Debt-to-Income:  
0%
DownPayment Assistance:  
0%
Origination:  
1%
High Balance Fee:  
2%