Ventaja de jugar en casa
One income limit. Many options.
Home Advantage serves households earning up to $180,000, anywhere in the state — regardless of family size or home purchase price — and downpayment assistance is always available
Do I Qualify for a Home Advantage Loan?
Income under $180,000 (anywhere in the state)
No hace falta que sea la primera vez que compra una vivienda
1. ¡Asiste a un curso gratuito para compradores de vivienda!
2. Ponte en contacto con un agente de préstamos formado por la Comisión.
3. Once you know how much you qualify for, it is time to look for a home.
Additional Help with Homeownership
Washington Homeownership Information Hotline
Washington State Dept. of Financial Institutions protects Washington homeowners and buyers. Free state-sponsored counseling is available to Washington residents who are facing foreclosure, thinking of buying a home or considering refinancing. To speak with a counselor, call the Washington Homeownership Information Hotline at 1.877.894.HOME (1.877.894.4663).
Home Advantage First Mortgage Loan
If you’ve attended and obtained a certificate from a Commission-sponsored homebuyer education class within the last two years;
If you meet the program income limits listed below; and…
If you meet with a Commission trained loan officer and determine that you qualify for a mortgage loan according to FHA, VA, Conventional, Rural Housing Services (RHS),
Then… you may qualify!
Home Advantage Program Participating Lenders
These Participating Lenders have a proven track record of originating and closing Home Advantage loans.
See Premier Participating Loan Officers.
1st Security Bank de Washington American Pacific Mortgage Préstamos hipotecarios de Axia Banner Bank Bay Equity LLC Hipoteca Canopy Cardinal Financial Churchill Hipotecas CMG Hipotecas Community First Mortgage Cornerstone Home Lending CrossCountry Mortgage Adquisición de DAS Hipoteca DHI Hipoteca residencial Diamond Hipoteca para directivos Envoy Hipotecas Everett Financial Préstamos hipotecarios Evergreen Fairway Independent Mortgage Tasa garantizada Cooperativa de Crédito Global Federal Guild Mortgage Hipoteca residencial de Highlands HomeBridge Servicios Financieros Inicio HomeStreet Bank International City Mortgage Banco Ixonia LeaderOne Financial | LoanDepot Lower LLC Préstamos hipotecarios Luminate Mann Hipotecas Hipoteca Movement Hipoteca de Mutual of Omaha New American Funding NewRez Préstamos NFM Banco Northpointe Nova Financial On Q Financial Paramount Residential Mortgage Group Premier Lending Premier Mortgage Resources Hipoteca de vivienda habitual Préstamos preferenciales Préstamos hipotecarios prioritarios Revolution Mortgage Financiación de la Cumbre Summit Mortgage Banco Sunflower Synergy One Lending T2 Financial The Money Store Banco Umpqua US Bank Wallick & Volk Banco Wheatland Banco Willamette Valley |
Become a Participating Lender
The Commission welcomes new participating lenders into our programs.
Please contact Corinna Obar at corinna.obar@wshfc.org or 206-287-4414.
Límites de ingresos
Borrowers must not exceed the Maximum Annual Income Limit: Statewide $180,000
When are These Funds Available?
Always! Funds for the Home Advantage program are continuously available and are subject to market rates and conditions. If you have questions about the Home Advantage Program, please call us at 800.767.4663 or email info@heretohome.org or Corinna.Obar@wshfc.org.
When Can My Loan Officer Lock my Rate?
Given the fluidity in the markets we may not be able to offer some rate options every day.
Please check the effective date and time on the rate sheet, use Google Chrome, and be sure to refresh your browser as well as clear your cache.
NOTICE: Rates subject to change without notice. WSHFC staff will make every reasonable effort to post daily rates by 9:00am Lunes – Viernes PST. Rates posted after 4:00pm PST, over holidays, and weekends are sample rates from the previous business day and are not to be relied upon for reservations. Homebuyers interested in applying for financing should contact one of the Commission’s Participating Lenders. The Commission does not lend money directly to consumers. Participating Lenders pre-qualify consumers and originate all mortgage loans. This is not an advertisement for credit as defined in Regulation Z. Contact a Commission Participating Lender for Annual Percentage Rate (APR). This is not a commitment to lend. Further fees may apply. Contact your participating loan officer for more information. Interest rate buydowns are prohibited. Visit heretohome.org for more information.
Click here to see Historical Home Advantage Rates.
Cursos de formación para compradores de vivienda
Nuestros principales socios financieros
Aviso legal: La Comisión no respalda a ninguna persona, práctica comercial, producto o servicio que no sea de su propia competencia.
AVISO LEGAL: El hecho de que la Comisión patrocine un seminario de formación para compradores de vivienda no implica que respalde a ninguna persona, práctica comercial, producto o servicio que no sea de la propia Comisión.