September 12, 2025
Home Advantage lifts ceiling to $215K to help more families buy homes
Dear Partners,
We are raising the income limit for borrowers using our Home Advantage program!
Effective September 15, 2025 the Home Advantage maximum borrower income limit has increased from $180,000 to $215,000.
Our lender and real-estate partners around the state have been asking for this change so that together, we can keep the doors to homeownership open for moderate-income buyers, especially in high-cost areas. This change doesn’t reduce resources for lower-income borrowers — just lifts the ceiling so higher-priced homes are accessible.
As before, the income limit is the same everywhere in the state and refers to the credit underwriting income of the applicants.
The Home Advantage manual and our website will be updated shortly.
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Need more information? Contact us anytime: corinna.obar@wshfc.org