September 12, 2025
Dear Partners:
We are excited to announce an increase in acquisition cost limits for the House Key Opportunity First Mortgage Program.
Effective with reservations made on and after September 15, 2025 the new maximum acquisition cost limits apply.
County                Non-Target Area    Target Area
Clark/Island/Kitsap        $550,000.00      $625,000.00
Skagit/Skamania/Thurston  $550,000.00      $625,000.00
King/Pierce/Snohomish    $725,000.00      $775,000.00
Whatcom               $600,000.00      $675,000.00
All Other Counties        $500,000.00      $550,000.00
With home prices continuing to climb throughout the state, we hope this change will put homeownership within reach for more families.
The new acquisition cost limit changes will be updated shortly in Section 4 of the House Key manual and on our website.
Please note:
This announcement does not apply to the Home Advantage program.
Questions? Contact Corinna.Obar@wshfc.org.