February 2, 2026
Dear Lending Partners,
Please note the upcoming change to IHFA purchase date cutoff for Service Release, specifically regarding the first payment due to IHFA as well and the change to the Insurance Mortgagee Clause address.
Effective for loans purchased on or after March 1, 2026, IHFA will update its purchase date cutoff to the 12th of each month.
Details of the change:
• Loans purchased on or after the 13th of the month – the originating lender will receive the next payment due.
• Loans purchased from the 1st through the 12th of the month – Idaho Housing will receive the next payment due.
This change is being implemented in accordance with applicable servicing transfer regulations.
RE: 12 CFR § 1024.33(B)(2)(ii)
Please ensure your servicing and payment processing teams are aware of this update and adjust internal procedures accordingly.
Address Change
IHFA’s Mortgagee Clause for Homeowner’s Insurance Transfers has changed. Please start using the updated address below immediately. (the 7 changed to a 9 in the PO Box):
Mortgagee Clause:
HomeLoanServ ISAOA/ATIMA
PO Box 818009
Cleveland, OH 44181
Sections 2 and 12 of the Home Advantage and House Key manuals have been updated.
Thank you for your partnership.
Email Corinna Obar if you have any additional questions.