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June 12, 2026

Dear Lending Partners,

Effective June 15, 2026, the Commission will be adopting the 2026 80% Area Median Income Limits (AMI) on our Home Advantage, Covenant and House Key first mortgage Conventional Loans.

Further AMI details are outlined in Fannie Mae’s and Freddie Mac’s announcements. Please read each in its entirety.

The 2026 80% Area-Median Income Limits for our conventional programs will be posted shortly at the top on our rates page and on our Lender FAQs webpage for your convenience. This tool may be used to determine the applicable conventional program to reserve, at or below 80% AMI or greater than 80% AMI.

If you have additional questions, please contact Corinna Obar