These charts indicate whether a borrower who purchased a home using a Covenant Homeownership Program downpayment assistance loan will be eligible for forgiveness of the loan if all criteria are met after five years.
For Covenant Downpayment Assistance Loans Closed On or Before May 2, 2025
COUNTY
Adams
Asotin
Benton
Chelan
Clallam
Clark
Columbia
Cowlitz
Douglas
Ferry
Franklin
Garfield
Grant
Grays Harbor
Island
Jefferson
King
Kitsap
Kittitas
Klickitat
Lewis
Lincoln
Mason
Okanogan
Pacific
Pend Oreille
Pierce
San Juan
Skagit
Skamania
Snohomish
Spokane
Stevens
Thurston
Wahkiakum
Walla Walla
Whatcom
Whitman
Yakima
LOAN FORGIVENESS THRESHOLD: Qualifying Income at Closing On or Before May 2, 2025
$72,000
$67,450
$79,900
$74,150
$73,450
$94,400
$73,450
$72,000
$74,150
$72,000
$79,900
$72,000
$72,000
$72,000
$81,600
$72,000
$110,950
$95,750
$79,200
$72,000
$72,000
$72,000
$73,450
$72,000
$72,000
$72,000
$92,650
$81,200
$80,150
$94,400
$110,950
$78,300
$72,000
$90,150
$72,000
$72,150
$84,450
$74,300
$72,000
For Covenant Downpayment Assistance Loans Closed On or After May 3, 2025
COUNTY
Adams
Asotin
Benton
Chelan
Clallam
Clark
Columbia
Cowlitz
Douglas
Ferry
Franklin
Garfield
Grant
Grays Harbor
Island
Jefferson
King
Kitsap
Kittitas
Klickitat
Lewis
Lincoln
Mason
Okanogan
Pacific
Pend Oreille
Pierce
San Juan
Skagit
Skamania
Snohomish
Spokane
Stevens
Thurston
Wahkiakum
Walla Walla
Whatcom
Whitman
Yakima
LOAN FORGIVENESS THRESHOLD: Qualifying Income at Closing On or After May 3, 2025
$75,850
$69,700
$84,500
$77,200
$75,850
$99,300
$80,150
$75,850
$77,200
$75,850
$84,500
$75,850
$75,850
$75,850
$89,100
$78,600
$121,150
$99,450
$86,150
$75,850
$75,850
$75,850
$80,150
$75,850
$75,850
$75,850
$96,650
$88,650
$87,500
$99,300
$121,150
$80,650
$75,850
$93,350
$75,850
$78,300
$86,700
$78,650
$75,850