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Income Analysis Training

March 30, 2026 The Washington State Housing Finance Commission in conjunction with Idaho Housing Finance & Association (IHFA) is pleased to partner with Essent. Don’t miss the upcoming training on income analysis – liquidity, distributions, analysis of...

Covenant Program Inquiry

March 25, 2026 Dear Partners, As you may see in the news, this week HUD announced that it would initiate a fair-housing investigation of the Covenant Homeownership Program. We are well prepared for this challenge and confidently continuing the program as usual. Thanks...

Update to Freddie Mac Loan Delivery

January 28, 2026 Dear Lending Partners, Effective immediately. Due to the increase in repurchase demands, Idaho Housing and Finance Association (IHFA) has implemented the following overlays. For all Freddie Mac loans delivered to IHFA the following will be required...